Effective Date: 7/20/25

Civara respects your privacy and is committed to protecting information you provide through this platform.

What We Collect
Civara’s decision-support tool collects applicant feature data such as rent payment history, average bank balances, and expense ratios solely to generate risk assessments for lenders.

We do not collect, store, or retain any personally identifiable information (PII) such as names, addresses, emails, phone numbers, or Social Security Numbers.

How We Use Data
We may store fully anonymized, de-identified records of applicant feature data for the sole purpose of improving the performance, accuracy, and fairness of our predictive models.

These records contain no identifiers and cannot be used to reconstruct or identify any individual applicant.

Third-Party Sharing
We do not sell or share collected data with third parties, except to the submitting lender or financial institution for the purpose of providing the Civara risk estimation output.

Cookies and Analytics
Civara’s website may use standard analytics tools (e.g., Google Analytics) to understand site usage patterns. No PII is collected through these analytics tools.

Security
Civara takes reasonable precautions to protect data, but this site is currently in prototype and pilot stages and should be used accordingly.

Contact
For any questions, please contact:
Morgan Miner — morgan@getcivara.com